It's the old trope – buying a house is the biggest financial decision we're ever likely to make. Buying off the plans is a leap of faith. So we say 'research, research, research'. Ask lots of questions. Don’t be influenced by flashy brochures (or websites!). Look at a developer’s track record. Are their earlier developments standing the test of time? How do they look like a decade or more after they’ve been built? This section will help you parse the real estate spin.
It’s frustrating and can seem invasive, but banks are running an ever-closer rule over the spending patterns of home loan applicants.